• Lagos | Abuja | Port-Harcourt | Warri

Our Leadership

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Mrs. Gloria Michael

Founder & CEO

A seasoned expert with over 10 years experience in private fund management, real estate/construction, finance and business management. I believe in team work, and I also believe in creating a remarkable experience for our stakeholders and customers; using a wealth of knowledge put together by myself and our amazing team.

I founded Penny Shelters Group to help improve the living standard of Africans; by making luxury accessible at a fair cost.

I am a devoted wife and mother of two, balancing my professional and personal life with dedication and love for mankind.

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Lovina F. Ozegbe

Executive Director - Pennyshelters Multipurpose Cooperative Society Limited

She brings her wealth of knowledge and experience in Marketing , Banking and Financial Management into Pennyshelters Multipurpose Cooperative Society Limited to thrive, and also deliver adequate value to cooperative members, stakeholders and employees.